Welcome to "The Connected Client", the official blog of Sammut Wealth Management.  We hope you find the wide range of topics we address interesting and informative.    Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a book review or some other surprise. So keep checking in. We’re glad to have you reading along!

Click on the headings below to read the full posts.


Wednesday, December 19, 2018

If you’ve been granted RSUs, congratulations! However, there are many financial planning questions you should be asking...


Wednesday, December 12, 2018

Is your financial house in order? The end of the year is approaching and it's a great time to take steps that can help improve your personal finances. Here are some items to consider.


Thursday, September 20, 2018

Your company may explain the mechanics of exercising stock options, what happens when restricted stock vests. But ultimately, it is up to you, alone or with the help of outside advisors, to execute a strategy that is right for you.


Monday, June 5, 2017

According to the Pew Research Center, 87 percent of Americans use the Internet. This means most of us maintain at least some personal and financial information online. We pay bills online, keep contact records digitally, and rarely...


Friday, May 26, 2017

We are excited to announce that on June 1, 2017, Sammut Wealth Management will be moving to a new office in Skaneateles, New York. Why is Sammut Wealth Management Moving? In short, we will have more space, more...


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Wednesday, March 8, 2017

Remember March 2000 when you think about taking more risk. And remember March 2009 when you think about taking less.


Saturday, March 4, 2017

Another great month for stock markets The major U.S. indices posted impressive gains in February, with the S&P 500 Index, Nasdaq, and Dow Jones Industrial Average up 3.97 percent, 3.91 percent, and 5.17 percent, respectively. .


Friday, January 27, 2017

Imagine this: You open an e-mail that seems to come from Google, prompting you to click a link to reset your password. But when you click, a mysterious .exe file downloads and launches. Slowly, all the files on your desktop turn into...


Friday, January 6, 2017

Strong end to the year for financial markets All three major indices were up in December, capping off positive quarterly and annual returns. The Dow Jones Industrial Average led the way, gaining 3.44 percent, 8.66 percent, and 16.50...


Tuesday, December 6, 2016

Stock market gets “Trump bump” Surprising almost everyone, the major news in November was Donald J. Trump’s election as the 45th president of the United States. Almost as surprising was the market response, as U.S....


Thursday, November 10, 2016

Market Risk and the Trump Bounce Although many were predicting a significant pullback on Mr. Trump’s election, we, in fact, got a fairly significant advance. What’s up with that? There are likely several reasons. First, the...


Wednesday, July 20, 2016

In an earlier post, I discussed an epidemic of negative interest rates around the world and why anyone might purchase bonds with rates of return below zero. Today's post focuses on how investors might rethink their approach with...


Sunday, July 10, 2016

As of June 29, 2016, there are $11.7 Trillion worth of bonds around the world trading with negative yields. According to a recent Fitch report, that's a 12.5% increase since the end of May. Negative interest rates seem to be spreading.


Friday, July 1, 2016

Market volatility is alive and well in 2016. Low oil prices, China's slowing growth, the prospect of rising interest rates, the strong U.S. dollar, global conflicts--all of these factors have contributed to turbulent markets this year.


Friday, January 1, 2016

You're busy. You have too much to deal with and not enough hours in the day to get things done. Are you appropriately engaged with your own personal finances?


Monday, July 20, 2015

Welcome! We are very excited to present our totally redesigned Sammut Wealth Management website: The purpose of our website is to provide a mobile-friendly "Client Command Center" that not only tells our story well...